Medical Aid

We can assure you of top of the range medical aid and Gap cover companies, combined with exceptional support services to help you make informed decisions about your healthcare or Gap cover. We maintain the stability and sustainability needed to ensure our members’ peace of mind. whether you are an individual, student, family or business.

Medical aid
Insurance where you pay a monthly amount in order to return for financial cover for medical treatment you may need, as well as any related medical expenses. This means that if you fall ill suddenly, are involved in an accident or need emergency treatment, your health needs will be taken care of.

Minimum set of benefits
Your cover will always include Minimum set of benefits (such as in-hospital treatment and treatment of chronic conditions) but if you’re on a more comprehensive medical aid plan, you can also be covered you for medical expenses such as GP visits, dental treatment and prescribed medication

Waiting periods
Some medical aids impose waiting periods when you join, these can be anywhere from three months general waiting period for all medical expenses to a secondary period where you’re not covered for any pre-existing condition for up to 12 months.

Gap cover
Doctors and other specialists frequently charge more than the amount covered by their medical aid. Gap cover will contribute to the co-payment of the shortfall, the medical aid does not cover.